Finance & Investing

The 10-year Treasury yield just closed above 5%, the highest since 2007, and the Fed raised rates again. Here is, in plain English, why that one number changes your mortgage, your savings and the price of almost every stock. Education only, not financial advice.

Four tech giants plan to spend around $720-745 billion in 2026, mostly on AI. We follow one dollar from the AI app you pay for down to chips, memory, power and cooling, and look at who is booking profits today. An industry explainer, not investment advice.

Should you buy the whole S&P 500 or pick your own stocks? We look at the evidence fairly: the 4% of stocks that created all the gains, how often professionals trail the index, fees, hindsight and behavior, and who each approach suits. Education only, not advice.

Got $10,000 you won't need for five years? Here's the order I'd think about it in 2026: kill expensive debt, build a safety net, know your risk, and use low-cost diversified index funds. Real data, an example split, and no hype. Education only, not financial advice.